5 bed, 2 bath bank-owned foreclosure at 4 Country Greens Drive, Holtsville, NY — Suffolk County Long Island photo 1 of 26
    5 bed, 2 bath bank-owned foreclosure at 4 Country Greens Drive, Holtsville, NY — Suffolk County Long Island photo 2 of 26
    5 bed, 2 bath bank-owned foreclosure at 4 Country Greens Drive, Holtsville, NY — Suffolk County Long Island photo 3 of 26
    +19
    Pending
    Holtsville, NY 11742
    Township: BrookhavenPostalCity: Holtsville

    4 Country Greens Drive

    5 bd
    2 ba
    2,092 sqft
    Built 1971
    144 DOM
    MLS KEY1005760
    $729,000

    About this property

    If you stand in front of this Magnificent Home, the first thing that you will notice are it's outstanding curb appeal and landscape outline. As you enter the home, you are met with this beautiful open floor plan and Formal Dining area. The floors are a combination of porcelain, granite and Perg, throughout the house. Updated Eat in Kitchen, with granite counter tops and SS appliances w/ Island. From there, you will look onto a flat 1/2 acre property.Immediately met by a Pavered Patio and overhanging Pergola. Additionally, the first floor interior, consists of one bedroom/office, FLR, Den and Utility room with laundry facility.(200 amp service) Finally, after coming to the second floor. Certainly an overwhelming Primary Suite w/ Cathedral ceilings and Walk in Closets. There is a secondary primary bedroom, two more addtiional bedrooms and Full Bathroom.

    Listing details

    Property Type
    Residential
    Sub-Type
    Single Family Residence
    Year Built
    1971
    Living Area
    2,092 sqft
    Lot Size
    21,344 sqft
    County
    Suffolk County
    MLS #
    KEY1005760
    Status
    Pending

    Street view & aerial

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    HUD Fair Market Rents

    FMR for Holtsville, NY 11742

    FY2025 · Nassau-Suffolk HUD Metro FMR Area

    5-Bedroom FMR (Subject Property)
    $3,683 /mo
    $44,196 projected annual gross

    All bedroom sizes — ZIP 11742

    Unit SizeMonthly FMRAnnual Gross
    Studio$1,900$22,800
    1 Bedroom$2,156$25,872
    2 Bedroom$2,640$31,680
    3 Bedroom$3,324$39,888
    4 BedroomSubject$3,683$44,196

    Source: U.S. Department of Housing & Urban Development — Nassau-Suffolk HUD Metro FMR Area, FY2025. FMR represents the 40th-percentile gross rent under the Section 8 Housing Choice Voucher program. Market rents in stable Long Island submarkets typically run 110–130% of FMR.

    Monthly Payment Estimate

    Mortgage calculator

    Principal & interest plus taxes, insurance, and HOA. Edit any field below.

    $145,800
    Principal & Interest
    $3,783
    Taxes
    $1,337
    Insurance
    $255
    HOA
    $0
    Estimated monthly payment$5,374

    Estimate only — actual payment depends on credit, loan program, escrow, PMI/MIP, and lender fees. Not a loan offer or commitment.

    NY Foreclosure Timeline

    Where this property sits in the foreclosure process

    New York is a judicial-foreclosure state. The full process typically runs 2.5–4+ years from first missed payment to recorded deed.

    1. Day 0 – Day 90
      Pre-foreclosure (RPAPL §1304 notice)

      Lender sends the 90-day pre-foreclosure notice required by NY RPAPL §1304. Homeowners may request a workout, modification, or short sale during this window.

    2. Month 4 – Month 6
      Lis pendens & summons filed

      Lender files a lis pendens and complaint in Nassau or Suffolk Supreme Court. Homeowner has 20–30 days to answer (or 60 if served outside NY).

    3. Month 6 – Month 18+
      Mandatory CPLR §3408 settlement conference

      NY requires a settlement conference where various resolution paths — such as a repayment plan, deed in lieu, or short sale — may be discussed.

    4. Month 18 – Month 36+
      Judgment of foreclosure & sale

      If unresolved, the court issues a Judgment of Foreclosure and Sale. A referee is appointed and an auction date is set (usually 60–90 days out).

    5. Month 24 – Month 48+
      Auction & post-sale eviction

      Property is auctioned on the courthouse steps. After the deed transfers, the new owner must commence a separate RPAPL Article 7 holdover proceeding to recover possession.

    Educational summary only — not legal, tax, or financial advice. Consult appropriate licensed professionals for your specific situation.

    Ask a question about this home

    Send it directly to Kristopher.

    East End Luxury Ltd. is a New York–licensed real estate brokerage. We provide brokerage services only — listing, marketing, pricing strategy, and buyer procurement — and do not provide legal, tax, or financial advice.

    4 COUNTRY GREENS DRIVE, HOLTSVILLE, NY 11742 | KEY1005760 | Century 21 Realty Specialists, Michael J. Soury · 516-426-1005

    Questions about this listing

    Is 4 Country Greens Drive in Holtsville still available?

    Inventory changes daily. 4 Country Greens Drive is currently listed as Pending in OneKey® MLS. Contact East End Luxury Ltd. at (516) 449-2783 for the most up-to-date status, including any pending offers, auction date, or short-sale lender response.

    Can I tour a foreclosure or short sale on Long Island?

    Yes. Most distressed properties on Long Island, the Hamptons, and East End are available for showings by appointment. We coordinate access with the listing brokerage, asset manager, or seller's attorney and can typically schedule a tour within 24–72 hours.

    How do offers work on a short sale or REO listing?

    Short sales require lender approval and typically take 60–120 days from accepted offer to closing. REO/bank-owned listings follow asset-manager addenda and usually close in 30–45 days. Cash offers and pre-approved buyers receive priority. We guide you through every step.

    OneKey® MLS

    Listings courtesy of OneKey® MLS as distributed by MLS GRID.

    Listing last updated: 07/22/2026, 01:11 PM ET

    Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

    IDX information is provided exclusively for consumers' personal, non-commercial use. © 2026 OneKey® MLS / MLS GRID. Equal Housing Opportunity.