Sourced from the MLS
Every pre-foreclosure listing here is on the OneKey® MLS — public, agent-represented, and available for normal showings and offers. We do not sell scraped lis pendens lead lists.
Pre-Foreclosure Homes · Long Island
Pre-Foreclosure Homes for Sale on Long Island
Find Long Island pre-foreclosure listings — homes whose owners have received a lis pendens or notice of default and are exploring a sale before the foreclosure auction. Inventory is sourced live from OneKey® MLS and updated multiple times per day.
Overview
What is a pre-foreclosure on Long Island?
A pre-foreclosure home is a property whose owner has fallen behind on mortgage payments and received a lis pendens (the public notice that a lender has filed a foreclosure action) but where the formal auction has not yet occurred. New York is a judicial-foreclosure state, so the pre-foreclosure window on Long Island is typically long — often 12 to 36 months — giving owners meaningful time to list, sell, or pursue a workout.
For buyers, pre-foreclosures can offer attractive entry points without the complications of an auction: standard MLS showings, traditional financing, and a normal title transfer. For owners, listing during pre-foreclosure preserves credit, avoids a public auction, and often produces a better outcome than a completed foreclosure.
What to expect
How pre-foreclosure listings work
Long NY pre-foreclosure window
Because New York requires judicial foreclosure, the pre-foreclosure phase on Long Island typically spans 12–36 months — leaving real time to negotiate a clean sale.
Standard financing accepted
Most pre-foreclosure homes accept conventional, FHA, VA, and 203(k) renovation financing. They are not auction properties and do not require cash.
Owner-friendly outcomes
A pre-foreclosure sale generally protects the homeowner's credit far better than a completed foreclosure or short sale and preserves any remaining equity.
Title cleared at closing
We coordinate with the seller's lender, attorneys, and title to discharge the mortgage at closing — buyers receive standard marketable title.
Updated multiple times daily
Status changes (Active, Pending, Coming Soon, Closed) are reflected within hours of OneKey® MLS updates so buyers see only live opportunities.
FAQ
Frequently Asked Questions
Ready to talk to a Long Island distressed-property specialist?
Confidential, no-obligation consultation with East End Luxury Ltd. — CCIM, CDPE, MBA.