3 bed, 2 bath short sale at 11709 232nd Street, Cambria Heights, NY — Queens County Long Island listing photo
    Active
    Cambria Heights, NY 11411
    Township: New YorkPostalCity: Cambria Heights

    11709 232nd Street

    3 bd
    2 ba
    1,782 sqft
    Built 1965
    13 DOM
    MLS KEY1059493
    $450,000

    About this property

    Short Sale in negotiation subject to Bank Approval. This property needs some TLC that requires DEP and ECB Violations to be paid in order for a clear conveyance of he title.

    Listing details

    Property Type
    Residential
    Sub-Type
    Single Family Residence
    Year Built
    1965
    Living Area
    1,782 sqft
    Lot Size
    2,690 sqft
    County
    Queens
    MLS #
    KEY1059493
    Status
    Active

    Street view & aerial

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    HUD Fair Market Rents

    FMR for Cambria Heights, NY 11411

    FY2025 · Nassau-Suffolk HUD Metro FMR Area

    3-Bedroom FMR (Subject Property)
    $3,324 /mo
    $39,888 projected annual gross

    All bedroom sizes — ZIP 11411

    Unit SizeMonthly FMRAnnual Gross
    Studio$1,900$22,800
    1 Bedroom$2,156$25,872
    2 Bedroom$2,640$31,680
    3 BedroomSubject$3,324$39,888
    4 Bedroom$3,683$44,196

    Source: U.S. Department of Housing & Urban Development — Nassau-Suffolk HUD Metro FMR Area, FY2025. FMR represents the 40th-percentile gross rent under the Section 8 Housing Choice Voucher program. Market rents in stable Long Island submarkets typically run 110–130% of FMR.

    Monthly Payment Estimate

    Mortgage calculator

    Principal & interest plus taxes, insurance, and HOA. Edit any field below.

    $90,000
    Principal & Interest
    $2,335
    Taxes
    $825
    Insurance
    $158
    HOA
    $0
    Estimated monthly payment$3,317

    Estimate only — actual payment depends on credit, loan program, escrow, PMI/MIP, and lender fees. Not a loan offer or commitment.

    NY Foreclosure Timeline

    Where this property sits in the foreclosure process

    New York is a judicial-foreclosure state. The full process typically runs 2.5–4+ years from first missed payment to recorded deed.

    1. Day 0 – Day 90
      Pre-foreclosure (RPAPL §1304 notice)

      Lender sends the 90-day pre-foreclosure notice required by NY RPAPL §1304. Homeowners may request a workout, modification, or short sale during this window.

    2. Month 4 – Month 6
      Lis pendens & summons filed

      Lender files a lis pendens and complaint in Nassau or Suffolk Supreme Court. Homeowner has 20–30 days to answer (or 60 if served outside NY).

    3. Month 6 – Month 18+
      Mandatory CPLR §3408 settlement conference

      NY requires a settlement conference where various resolution paths — such as a repayment plan, deed in lieu, or short sale — may be discussed.

    4. Month 18 – Month 36+
      Judgment of foreclosure & sale

      If unresolved, the court issues a Judgment of Foreclosure and Sale. A referee is appointed and an auction date is set (usually 60–90 days out).

    5. Month 24 – Month 48+
      Auction & post-sale eviction

      Property is auctioned on the courthouse steps. After the deed transfers, the new owner must commence a separate RPAPL Article 7 holdover proceeding to recover possession.

    Educational summary only — not legal, tax, or financial advice. Consult appropriate licensed professionals for your specific situation.

    Ask a question about this home

    Send it directly to Kristopher.

    East End Luxury Ltd. is a New York–licensed real estate brokerage. We provide brokerage services only — listing, marketing, pricing strategy, and buyer procurement — and do not provide legal, tax, or financial advice.

    11709 232ND STREET, CAMBRIA HEIGHTS, NY 11411 | KEY1059493 | Kenneth Moxey Realty Inc, Merrick M. Morgan · 347-439-0264

    Questions about this listing

    Is 11709 232nd Street in Cambria Heights still available?

    Inventory changes daily. 11709 232nd Street is currently listed as Active in OneKey® MLS. Contact East End Luxury Ltd. at (516) 449-2783 for the most up-to-date status, including any pending offers, auction date, or short-sale lender response.

    Can I tour a foreclosure or short sale on Long Island?

    Yes. Most distressed properties on Long Island, the Hamptons, and East End are available for showings by appointment. We coordinate access with the listing brokerage, asset manager, or seller's attorney and can typically schedule a tour within 24–72 hours.

    How do offers work on a short sale or REO listing?

    Short sales require lender approval and typically take 60–120 days from accepted offer to closing. REO/bank-owned listings follow asset-manager addenda and usually close in 30–45 days. Cash offers and pre-approved buyers receive priority. We guide you through every step.

    OneKey® MLS

    Listings courtesy of OneKey® MLS as distributed by MLS GRID.

    Listing last updated: 10/13/2026, 12:44 PM ET

    Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

    IDX information is provided exclusively for consumers' personal, non-commercial use. © 2026 OneKey® MLS / MLS GRID. Equal Housing Opportunity.