176 81 Street
About this property
CASH ONLY - BACK ON MARKET - Located at 176 W 81st Street, this 4bd/1bth apartment sits on the 3rd floor of a well-maintained walk-up HDFC Coop building. The unit was recently refreshed with new paint and basic updates, offering a comfortable and functional layout. Maintenance is just $525/month and includes heat, hot water and gas...an excellent value for the area. As an HDFC Coop, income restrictions apply based on 120% of the Area Median Income (AMI). Maximum allowable household income limits are: 1 person: $136,080, 2 people: $155,520, 3 people: $174,960, 4 people: $194,400, 5 people: $210,000, 6 people: $225,600. The unit must be used as a primary residence, subletting is not permitted, the board will not approve buyers with open mortgages on other properties. Cash purchase only, "As is" condition Enjoy life in a prime Upper West Side location near parks, transit, schools and shops. The asking price is very competitive for the area and we expect high activity.
Listing details
- Property Type
- Residential
- Sub-Type
- Stock Cooperative
- Year Built
- 1900
- Living Area
- 1,208 sqft
- County
- New York (Manhattan)
- MLS #
- KEY877191
- Status
- Pending
Street view & aerial
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FMR for New York (Manhattan), NY 10024
FY2025 · Nassau-Suffolk HUD Metro FMR Area
All bedroom sizes — ZIP 10024
| Unit Size | Monthly FMR | Annual Gross |
|---|---|---|
| Studio | $1,900 | $22,800 |
| 1 Bedroom | $2,156 | $25,872 |
| 2 Bedroom | $2,640 | $31,680 |
| 3 Bedroom | $3,324 | $39,888 |
| 4 BedroomSubject | $3,683 | $44,196 |
Source: U.S. Department of Housing & Urban Development — Nassau-Suffolk HUD Metro FMR Area, FY2025. FMR represents the 40th-percentile gross rent under the Section 8 Housing Choice Voucher program. Market rents in stable Long Island submarkets typically run 110–130% of FMR.
Mortgage calculator
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Questions about this listing
Is 176 81 Street in New York (Manhattan) still available?
Inventory changes daily. 176 81 Street is currently listed as Pending in OneKey® MLS. Contact East End Luxury Ltd. at (516) 449-2783 for the most up-to-date status, including any pending offers, auction date, or short-sale lender response.
Can I tour a foreclosure or short sale on Long Island?
Yes. Most distressed properties on Long Island, the Hamptons, and East End are available for showings by appointment. We coordinate access with the listing brokerage, asset manager, or seller's attorney and can typically schedule a tour within 24–72 hours.
How do offers work on a short sale or REO listing?
Short sales require lender approval and typically take 60–120 days from accepted offer to closing. REO/bank-owned listings follow asset-manager addenda and usually close in 30–45 days. Cash offers and pre-approved buyers receive priority. We guide you through every step.
Listings courtesy of OneKey® MLS as distributed by MLS GRID.
Listing last updated: 06/03/2026, 08:51 PM ET
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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