3 bed, 1 bath bank-owned foreclosure at 2181 Pacific Street, Brooklyn, NY — Kings (Brooklyn) County Long Island photo 1 of 14
    3 bed, 1 bath bank-owned foreclosure at 2181 Pacific Street, Brooklyn, NY — Kings (Brooklyn) County Long Island photo 2 of 14
    3 bed, 1 bath bank-owned foreclosure at 2181 Pacific Street, Brooklyn, NY — Kings (Brooklyn) County Long Island photo 3 of 14
    +7
    Active
    Brooklyn, NY 11233
    Township: New YorkPostalCity: Brooklyn

    2181 Pacific Street

    3 bd
    1 ba
    937 sqft
    Built 1910
    200 DOM
    MLS KEY980203
    $350,000

    About this property

    Welcome to 2181 Pacific Street , a spacious three-bedroom market-rate co-op located in Crown Heights East. This inviting residence offers a balance of classic New York charm and modern updates, presenting an excellent opportunity for buyers seeking space, value, and neighborhood accessibility. The apartment is filled with abundant natural light and features hardwood floors throughout, creating a warm and cohesive living environment. A modern kitchen enhances functionality, while the open living and dining area provides flexibility for both everyday living and entertaining. The well-proportioned bedrooms offer comfort and versatility, whether for primary use, guests, or a home office. This pet-friendly co-op is conveniently located near schools, parks, dining, and shopping, with easy access to neighboring areas such as Bedford-Stuyvesant and central Crown Heights. Commuting is straightforward and accessible, with the Crown Heights-Utica Avenue station located at Utica Avenue and Fulton Street approximately 10-12 minutes away, providing A and C train service. Additional access to the Utica Avenue station at Utica Avenue and Eastern Parkway offers 3 and 4 train service, creating multiple convenient transit options throughout Brooklyn and into Manhattan. Offering space, light, and accessibility in a growing Brooklyn neighborhood, this home presents a compelling opportunity for buyers seeking a home in Brooklyn.

    Listing details

    Property Type
    Residential
    Sub-Type
    Stock Cooperative
    Year Built
    1910
    Living Area
    937 sqft
    County
    Kings (Brooklyn)
    MLS #
    KEY980203
    Status
    Active

    Street view & aerial

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    HUD Fair Market Rents

    FMR for Brooklyn, NY 11233

    FY2025 · Nassau-Suffolk HUD Metro FMR Area

    3-Bedroom FMR (Subject Property)
    $3,324 /mo
    $39,888 projected annual gross

    All bedroom sizes — ZIP 11233

    Unit SizeMonthly FMRAnnual Gross
    Studio$1,900$22,800
    1 Bedroom$2,156$25,872
    2 Bedroom$2,640$31,680
    3 BedroomSubject$3,324$39,888
    4 Bedroom$3,683$44,196

    Source: U.S. Department of Housing & Urban Development — Nassau-Suffolk HUD Metro FMR Area, FY2025. FMR represents the 40th-percentile gross rent under the Section 8 Housing Choice Voucher program. Market rents in stable Long Island submarkets typically run 110–130% of FMR.

    Monthly Payment Estimate

    Mortgage calculator

    Principal & interest plus taxes, insurance, and HOA. Edit any field below.

    $70,000
    Principal & Interest
    $1,816
    Taxes
    $642
    Insurance
    $123
    HOA
    $0
    Estimated monthly payment$2,580

    Estimate only — actual payment depends on credit, loan program, escrow, PMI/MIP, and lender fees. Not a loan offer or commitment.

    NY Foreclosure Timeline

    Where this property sits in the foreclosure process

    New York is a judicial-foreclosure state. The full process typically runs 2.5–4+ years from first missed payment to recorded deed.

    1. Day 0 – Day 90
      Pre-foreclosure (RPAPL §1304 notice)

      Lender sends the 90-day pre-foreclosure notice required by NY RPAPL §1304. Homeowners may request a workout, modification, or short sale during this window.

    2. Month 4 – Month 6
      Lis pendens & summons filed

      Lender files a lis pendens and complaint in Nassau or Suffolk Supreme Court. Homeowner has 20–30 days to answer (or 60 if served outside NY).

    3. Month 6 – Month 18+
      Mandatory CPLR §3408 settlement conference

      NY requires a settlement conference where various resolution paths — such as a repayment plan, deed in lieu, or short sale — may be discussed.

    4. Month 18 – Month 36+
      Judgment of foreclosure & sale

      If unresolved, the court issues a Judgment of Foreclosure and Sale. A referee is appointed and an auction date is set (usually 60–90 days out).

    5. Month 24 – Month 48+
      Auction & post-sale eviction

      Property is auctioned on the courthouse steps. After the deed transfers, the new owner must commence a separate RPAPL Article 7 holdover proceeding to recover possession.

    Educational summary only — not legal, tax, or financial advice. Consult appropriate licensed professionals for your specific situation.

    Ask a question about this home

    Send it directly to Kristopher.

    East End Luxury Ltd. is a New York–licensed real estate brokerage. We provide brokerage services only — listing, marketing, pricing strategy, and buyer procurement — and do not provide legal, tax, or financial advice.

    2181 PACIFIC STREET, BROOKLYN, NY 11233 | KEY980203 | Douglas Elliman Real Estate, Brian A. Phillips · 347-891-4334

    Questions about this listing

    Is 2181 Pacific Street in Brooklyn still available?

    Inventory changes daily. 2181 Pacific Street is currently listed as Active in OneKey® MLS. Contact East End Luxury Ltd. at (516) 449-2783 for the most up-to-date status, including any pending offers, auction date, or short-sale lender response.

    Can I tour a foreclosure or short sale on Long Island?

    Yes. Most distressed properties on Long Island, the Hamptons, and East End are available for showings by appointment. We coordinate access with the listing brokerage, asset manager, or seller's attorney and can typically schedule a tour within 24–72 hours.

    How do offers work on a short sale or REO listing?

    Short sales require lender approval and typically take 60–120 days from accepted offer to closing. REO/bank-owned listings follow asset-manager addenda and usually close in 30–45 days. Cash offers and pre-approved buyers receive priority. We guide you through every step.

    OneKey® MLS

    Listings courtesy of OneKey® MLS as distributed by MLS GRID.

    Listing last updated: 10/18/2026, 07:10 PM ET

    Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

    IDX information is provided exclusively for consumers' personal, non-commercial use. © 2026 OneKey® MLS / MLS GRID. Equal Housing Opportunity.