3 bed, 2 bath bank-owned foreclosure at 6 Willow Road, Rocky Point, NY — Suffolk County Long Island photo 1 of 2
    3 bed, 2 bath bank-owned foreclosure at 6 Willow Road, Rocky Point, NY — Suffolk County Long Island photo 2 of 2
    Closed
    Rocky Point, NY 11778
    Township: BrookhavenPostalCity: Rocky Point

    6 Willow Road

    3 bd
    2 ba
    1,749 sqft
    Built 1968
    173 DOM
    MLS KEY992183
    $425,000

    About this property

    High Ranch in Rocky Point offers a compelling opportunity for investors or buyers seeking future upside. This home is being sold occupied, and access to the interior is not available. The property will be delivered in its current “as is” condition, and neither the seller nor the listing broker makes any representations regarding the interior condition, room count, or systems. Call for details. Occupied Sale - No interior access or inspections.

    Listing details

    Property Type
    Residential
    Sub-Type
    Single Family Residence
    Year Built
    1968
    Living Area
    1,749 sqft
    Lot Size
    3,920 sqft
    County
    Suffolk County
    MLS #
    KEY992183
    Status
    Closed

    Street view & aerial

    Loading imagery…

    Imagery © Google. Street View and satellite data may not reflect current property condition.

    Loading public records…
    HUD Fair Market Rents

    FMR for Rocky Point, NY 11778

    FY2025 · Nassau-Suffolk HUD Metro FMR Area

    3-Bedroom FMR (Subject Property)
    $3,324 /mo
    $39,888 projected annual gross

    All bedroom sizes — ZIP 11778

    Unit SizeMonthly FMRAnnual Gross
    Studio$1,900$22,800
    1 Bedroom$2,156$25,872
    2 Bedroom$2,640$31,680
    3 BedroomSubject$3,324$39,888
    4 Bedroom$3,683$44,196

    Source: U.S. Department of Housing & Urban Development — Nassau-Suffolk HUD Metro FMR Area, FY2025. FMR represents the 40th-percentile gross rent under the Section 8 Housing Choice Voucher program. Market rents in stable Long Island submarkets typically run 110–130% of FMR.

    Monthly Payment Estimate

    Mortgage calculator

    Principal & interest plus taxes, insurance, and HOA. Edit any field below.

    $85,000
    Principal & Interest
    $2,205
    Taxes
    $779
    Insurance
    $149
    HOA
    $0
    Estimated monthly payment$3,133

    Estimate only — actual payment depends on credit, loan program, escrow, PMI/MIP, and lender fees. Not a loan offer or commitment.

    NY Foreclosure Timeline

    Where this property sits in the foreclosure process

    New York is a judicial-foreclosure state. The full process typically runs 2.5–4+ years from first missed payment to recorded deed.

    1. Day 0 – Day 90
      Pre-foreclosure (RPAPL §1304 notice)

      Lender sends the 90-day pre-foreclosure notice required by NY RPAPL §1304. Homeowners may request a workout, modification, or short sale during this window.

    2. Month 4 – Month 6
      Lis pendens & summons filed

      Lender files a lis pendens and complaint in Nassau or Suffolk Supreme Court. Homeowner has 20–30 days to answer (or 60 if served outside NY).

    3. Month 6 – Month 18+
      Mandatory CPLR §3408 settlement conference

      NY requires a settlement conference where various resolution paths — such as a repayment plan, deed in lieu, or short sale — may be discussed.

    4. Month 18 – Month 36+
      Judgment of foreclosure & sale

      If unresolved, the court issues a Judgment of Foreclosure and Sale. A referee is appointed and an auction date is set (usually 60–90 days out).

    5. Month 24 – Month 48+
      Auction & post-sale eviction

      Property is auctioned on the courthouse steps. After the deed transfers, the new owner must commence a separate RPAPL Article 7 holdover proceeding to recover possession.

    Educational summary only — not legal, tax, or financial advice. Consult appropriate licensed professionals for your specific situation.

    Ask a question about this home

    Send it directly to Kristopher.

    East End Luxury Ltd. is a New York–licensed real estate brokerage. We provide brokerage services only — listing, marketing, pricing strategy, and buyer procurement — and do not provide legal, tax, or financial advice.

    6 WILLOW ROAD, ROCKY POINT, NY 11778 | KEY992183 | East End Luxury Ltd, Kristopher Pilles · 631-477-6626

    Questions about this listing

    Is 6 Willow Road in Rocky Point still available?

    Inventory changes daily. 6 Willow Road is currently listed as Closed in OneKey® MLS. Contact East End Luxury Ltd. at (516) 449-2783 for the most up-to-date status, including any pending offers, auction date, or short-sale lender response.

    Can I tour a foreclosure or short sale on Long Island?

    Yes. Most distressed properties on Long Island, the Hamptons, and East End are available for showings by appointment. We coordinate access with the listing brokerage, asset manager, or seller's attorney and can typically schedule a tour within 24–72 hours.

    How do offers work on a short sale or REO listing?

    Short sales require lender approval and typically take 60–120 days from accepted offer to closing. REO/bank-owned listings follow asset-manager addenda and usually close in 30–45 days. Cash offers and pre-approved buyers receive priority. We guide you through every step.

    OneKey® MLS

    Listings courtesy of OneKey® MLS as distributed by MLS GRID.

    Listing last updated: 10/06/2026, 03:25 PM ET

    Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

    IDX information is provided exclusively for consumers' personal, non-commercial use. © 2026 OneKey® MLS / MLS GRID. Equal Housing Opportunity.